Cross Option Agreement

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A cross option agreement is a legal contract that grants shareholders the option to buy or sell shares upon a specified event, such as a shareholder’s death or critical illness.

Our expert lawyers provide this comprehensive guide to help individuals and small business owners draft a cross option agreement that is clear, robust, and compliant with UK law.

🔗 Get Your Cross Option Agreement Template with Go Legal AI

📖 What Is a Cross Option Agreement?

A cross option agreement is a contract between shareholders that allows remaining shareholders to buy shares from a departing shareholder’s estate if they pass away or become incapacitated.

It provides a structured, tax-efficient mechanism for business continuity.

🛠️ How It Works:

  • Call Option: Surviving shareholders have the right to buy the shares.
  • Put Option: The deceased shareholder’s estate has the right to sell the shares.

💡 Did You Know?
A cross option agreement is often paired with life insurance to fund share purchases without affecting company cash flow.

🔑 Why Is a Cross Option Agreement Important?

A cross option agreement:

  • 🔍 Ensures Business Continuity: Prevents ownership disputes and protects the company’s future.
  • 🏛️ Supports Succession Planning: Allows shares to be passed to surviving shareholders.
  • ⚖️ Tax-Efficient Transfer: Helps minimise inheritance tax liability.
  • 🔐 Protects Family Interests: Ensures fair compensation for the deceased shareholder's estate.

🔗 Download Your Cross Option Agreement Template

🛠️ Key Terms to Include in a Cross Option Agreement

1️⃣ Parties to the Agreement

Identify the shareholders involved.

Example Clause:
"This agreement is made between John Smith and Jane Davies, shareholders of Tech Innovations Ltd."

🔍 Tip:
Use full legal names and shareholding percentages.

2️⃣ Triggering Events

Specify the events that trigger the options.

Example Clause:
"This agreement shall be triggered upon the death, critical illness, or permanent incapacity of a shareholder."

💡 Did You Know?
Critical illness definitions should align with insurance policy terms.

3️⃣ Valuation of Shares

Describe the valuation method.

Example Clause:
"Shares shall be valued by an independent accountant using EBITDA multiples or net asset value."

🔍 Tip:
Review the valuation clause regularly to reflect business growth.

4️⃣ Call and Put Options

Outline the buy and sell rights.

Example Clause:
"The surviving shareholders shall have the right to purchase the shares ('Call Option'), and the deceased shareholder’s estate shall have the right to sell the shares ('Put Option')."

💡 Legal Insight:
Call and put options must be drafted carefully to avoid creating a binding sale obligation.

5️⃣ Insurance Policy Integration

Link the agreement with life insurance policies.

Example Clause:
"Each shareholder shall maintain a life insurance policy for an amount equal to the estimated value of their shares."

🔍 Tip:
Ensure premiums are regularly reviewed to maintain adequate coverage.

6️⃣ Payment Terms

Explain how the share purchase will be funded.

Example Clause:
"Payment shall be made within 90 days of the triggering event, using proceeds from life insurance policies."

💡 Did You Know?
Insurance payout delays can impact the buyout process. Consider bridging options.

7️⃣ Tax Considerations

Address inheritance tax implications.

Example Clause:
"This agreement is intended to qualify for Business Property Relief (BPR) under UK tax law."

🔍 Tip:
Consult a tax advisor on our platform to maximise inheritance tax efficiency.

8️⃣ Dispute Resolution

Include mechanisms to resolve disagreements.

Example Clause:
"Disputes regarding share valuation shall be referred to independent arbitration."

💡 Legal Insight:
Arbitration is quicker and cheaper than court proceedings.

9️⃣ Confidentiality Clause

Protect sensitive business information.

Example Clause:
"All information relating to share valuations and financial details shall remain confidential."

🔍 Tip:
Include data security provisions if sharing information electronically.

🔟 Signatures and Witnesses

Finalise the agreement with proper signatures.

Example Clause:
"Signed by the parties below in the presence of witnesses."

💡 Legal Insight:
Shareholder agreements must be signed as deeds to bind successors.

Cross Option Agreement Checklist

✅ Shareholders identified.
✅ Triggering events defined.
✅ Valuation method stated.
✅ Call and put options outlined.
✅ Insurance policy integration confirmed.
✅ Payment terms specified.
✅ Tax considerations included.
✅ Dispute resolution process detailed.
✅ Signatures and witnesses completed.

🔗 Download Your Cross Option Agreement Template

🌱 Practical Examples of Cross Option Agreements

🧑‍💼 1. Protecting a Family Business

Scenario:
A family-owned manufacturing business ensures ownership remains within the family upon a shareholder's death.

Key Terms:

  • Life insurance covering share value.
  • Call option for surviving family members.
  • Put option for the estate.

Outcome:
The business remains family-owned, and the estate receives fair value.

🚀 2. Securing a Startup Partnership

Scenario:
A tech startup with two co-founders uses a cross option agreement to protect the company if one partner passes away.

Key Terms:

  • Equal ownership of 50% each.
  • Insurance-backed share buyout.
  • Pre-agreed valuation formula.

Outcome:
The surviving founder retains control, and the deceased partner's family receives a fair payout.

🏢 3. Planning for Business Expansion

Scenario:
A small logistics firm anticipates growth and plans ownership succession.

Key Terms:

  • Shares valued annually.
  • Critical illness trigger included.
  • Proceeds held in trust.

Outcome:
The business grows with confidence, knowing ownership is secured.

Related Documents You May Need

📝 Shareholders’ Agreement

To govern relationships between company shareholders.

📜 Buy-Sell Agreement

To manage share transfers in specific scenarios.

📄 Share Purchase Agreement

To buy or sell shares with clearly defined terms.

🚀 Why Choose Go Legal AI?

  • 🧠 AI-Powered Document Generation: Draft cross option agreements in minutes.
  • 📜 5,000+ Lawyer-Drafted Templates: UK law-compliant and easy to customise.
  • ⚖️ Award-Winning Legal AI Assistant: Instant legal guidance at your fingertips.
  • 🔔 Insolvency & Claims Tracker™: Track shareholder risks early.
  • 🌐 Collaborative Platform: Draft, share, and eSign agreements online.

🔗 Get Your Cross Option Agreement Template Now

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A cross option agreement is a legal document that allows business owners to transfer shares in the event of death or critical illness.

Our expert lawyers answer your frequently asked questions to help individuals and small business owners understand the purpose, key provisions, and legal implications of cross option agreements.

🔗 Get Your Cross Option Agreement Template with Go Legal AI

1. What Is a Cross Option Agreement?

A cross option agreement is a contract that grants shareholders the option to buy or sell shares when a specific event occurs, such as a shareholder’s death or critical illness.

Key features include:

  • Call Option: Surviving shareholders can buy shares.
  • Put Option: The deceased shareholder's estate can sell shares.

💡 Did You Know?
A cross option agreement is often paired with life insurance policies to fund share purchases tax-efficiently.

2. Why Do Businesses Need a Cross Option Agreement?

A cross option agreement:

  • 🏛️ Ensures business continuity.
  • ⚖️ Avoids ownership disputes.
  • 💰 Provides liquidity for share transfers.
  • 🔐 Safeguards family interests.

🔍 Tip:
Businesses with multiple shareholders should regularly review their cross option agreements to reflect changing ownership structures.

3. Who Can Benefit from a Cross Option Agreement?

The agreement benefits:

  • Family businesses ensuring ownership stays within the family.
  • Small and medium enterprises (SMEs) planning succession strategies.
  • Start-ups with multiple co-founders needing clear share transfer rules.
  • Joint ventures with multiple investors.

💡 Legal Insight:
A cross option agreement is crucial if shares are held individually rather than through a company structure.

4. How Does a Cross Option Agreement Work?

The agreement activates when a triggering event occurs (e.g., death, illness, or retirement).

Example:

  • John and Sarah are co-founders.
  • John passes away, and the cross option agreement is triggered.
  • Sarah uses the call option to buy John’s shares.
  • The proceeds from John's life insurance are paid to his estate.

🔍 Tip:
Use the same definitions for critical illness as your life insurance policy to avoid disputes.

5. Is a Cross Option Agreement Legally Binding?

Yes. A cross option agreement is legally binding if it:

  • Is in writing.
  • Clearly defines the share transfer process.
  • Is signed by all parties.
  • Is executed as a deed (recommended for long-term enforceability).

💡 Did You Know?
A cross option agreement can override conflicting clauses in a shareholders’ agreement if properly drafted.

6. What Are the Tax Implications of a Cross Option Agreement?

A well-structured cross option agreement can qualify for Business Property Relief (BPR) under UK inheritance tax law.

Key considerations:

  • BPR reduces the inheritance tax on qualifying shares by up to 100%.
  • Insurance policy proceeds are typically tax-free if held outside the business.

🔍 Tip:
Consult a tax advisor on our platform to align your agreement with current HMRC guidelines.

7. What Happens If a Shareholder Becomes Critically Ill?

The agreement often allows for a buyout upon critical illness.

The process:

  • The ill shareholder triggers the put option.
  • Remaining shareholders use the call option.
  • Life insurance proceeds fund the purchase.

💡 Legal Insight:
Define 'critical illness' with medical evidence requirements to avoid misunderstandings.

8. How Are Shares Valued in a Cross Option Agreement?

Valuation methods include:

  • Net asset value.
  • Earnings before interest, taxes, depreciation, and amortisation (EBITDA).
  • Multiple of past profits.

🔍 Tip:
Review valuation clauses annually to reflect the company’s growth.

9. Can You Use a Cross Option Agreement Without Life Insurance?

Yes, but it’s uncommon.

Life insurance policies:

  • Fund the share purchase.
  • Avoid financial strain.
  • Ensure smooth ownership transitions.

💡 Did You Know?
Insurance premiums are not deductible as a business expense for cross option agreements.

10. What Is the Difference Between a Cross Option Agreement and a Buy-Sell Agreement?

Feature Cross Option Agreement Buy-Sell Agreement
Options Optional buy/sell rights Mandatory sale/purchase
Tax Efficiency Often more tax-efficient Less flexible for tax planning
Insurance Typically linked to life insurance May not involve insurance
Flexibility High flexibility Fixed and binding terms

🔍 Tip:
Choose a cross option agreement if you want flexibility and potential tax benefits.

11. How Do You Fund a Cross Option Agreement?

Funding options include:

  • Life insurance policies (most common).
  • Company cash reserves.
  • External financing.

💡 Did You Know?
Life insurance proceeds are often held in a business trust to simplify access and distribution.

12. What Happens If the Business Valuation Changes?

The valuation clause should:

  • Allow for periodic valuation reviews.
  • Set a clear valuation method.
  • Provide for arbitration if disputes arise.

🔍 Tip:
Update valuations annually to avoid discrepancies during trigger events.

13. Can Family Members Buy Shares?

Yes, if allowed by the agreement terms.

Options include:

  • Family buy-in provisions.
  • Right of first refusal to existing shareholders.

💡 Legal Insight:
Clarify family member eligibility in the share transfer section.

14. What Are the Common Pitfalls in Cross Option Agreements?

Avoid these mistakes:

  • Failing to review the agreement regularly.
  • Unclear critical illness definitions.
  • Mismatched valuation methods.

🔍 Tip:
Schedule annual legal reviews to keep the agreement up-to-date.

15. How Long Does a Cross Option Agreement Last?

It remains in effect until:

  • All shareholders exit.
  • The business is dissolved.
  • A new agreement supersedes it.

💡 Did You Know?
Changes in company ownership require a formal amendment to the agreement.

Related Documents You May Need

📜 Shareholders' Agreement

To define the rights and obligations of all shareholders.

📝 Share Purchase Agreement

To transfer shares upon the triggering of options.

⚖️ Company Constitution

To align the agreement with company rules.

🚀 Why Choose Go Legal AI?

  • 🧠 AI-Powered Document Creation: Draft cross option agreements in minutes.
  • 📜 5,000+ Lawyer-Drafted Templates: Customised for UK businesses.
  • ⚖️ Award-Winning Legal AI Assistant: Get real-time legal guidance.
  • 🔔 Insolvency & Claims Tracker™: Monitor shareholder risk indicators.
  • 🌐 Collaborative Platform: Edit, sign, and share documents online.

🔗 Get Your Cross Option Agreement Template Now

A cross option agreement is a legal contract that grants shareholders the right to buy or sell shares following a specific event, such as a shareholder’s death or critical illness.

Our expert lawyers provide this DIY guide to help individuals and small business owners create a legally sound cross option agreement that protects business continuity and ensures fair share transfers.

🔗 Get Your Cross Option Agreement Template with Go Legal AI

📖 What Is a Cross Option Agreement?

A cross option agreement is a contract between shareholders that allows shares to be transferred smoothly if a shareholder passes away or becomes critically ill.

It involves two key options:

  • Call Option: The surviving shareholders can buy the shares.
  • Put Option: The deceased shareholder’s estate can sell the shares.

💡 Did You Know?
HMRC recognises cross option agreements for Business Property Relief (BPR) if structured correctly.

🚶‍♂️ Step-by-Step Guide to Drafting a Cross Option Agreement

1️⃣ Identify the Shareholders

Start by listing the parties involved and their shareholding percentages.

Example Clause:
"This agreement is made between Jane Smith and Tom Brown, who collectively own 100% of the shares in XYZ Ltd."

🔍 Tip:
Include company registration numbers for additional clarity.

2️⃣ Define the Triggering Events

The agreement should specify the events that will trigger the options.

Example Clause:
"This agreement will be triggered by the death, critical illness, or permanent disability of any shareholder."

💡 Did You Know?
A critical illness must be defined precisely to avoid disputes during a share transfer.

3️⃣ Establish Share Valuation Terms

Define the valuation method to calculate the share price.

Example Clause:
"Shares will be valued by an independent accountant based on the company’s net asset value (NAV) or a multiple of EBITDA."

🔍 Tip:
Include a clause for periodic valuation reviews to keep the agreement up to date.

4️⃣ Explain the Call and Put Options

The cross option agreement works by granting specific rights to buy or sell shares.

Example Clause:
"Upon the death of a shareholder, surviving shareholders may exercise the call option to buy the shares, while the deceased shareholder’s estate may exercise the put option to sell the shares."

💡 Legal Insight:
Ensure call and put options are structured properly to preserve tax benefits.

5️⃣ Outline the Payment Structure

Detail how the share purchase will be funded.

Example Clause:
"The purchase price shall be paid within 90 days of the trigger event, using proceeds from life insurance policies."

🔍 Tip:
Consider including deferred payment options if insurance proceeds are delayed.

6️⃣ Integrate Life Insurance Policies

Most cross option agreements are backed by life insurance to fund the share purchase.

Example Clause:
"Each shareholder agrees to maintain a life insurance policy for an amount equal to the estimated value of their shares."

💡 Did You Know?
Life insurance payouts are generally tax-free if written into trust for business purposes.

7️⃣ Include Tax Considerations

A well-drafted agreement can qualify for Business Property Relief (BPR).

Example Clause:
"The parties intend for this agreement to qualify for Business Property Relief (BPR) under the Inheritance Tax Act 1984."

🔍 Tip:
Regularly review the agreement with a tax advisor to maintain compliance.

8️⃣ Set Out Share Transfer Procedures

Describe the process for transferring shares.

Example Clause:
"The transfer of shares will be executed within 60 days of the purchase agreement being signed."

💡 Legal Insight:
Share transfers must comply with the Companies Act 2006 and company articles of association.

9️⃣ Add Confidentiality Clauses

Safeguard sensitive financial information.

Example Clause:
"All valuation reports, insurance details, and financial records related to this agreement shall be kept confidential."

🔍 Tip:
Update the confidentiality clause if the company’s structure changes.

🔟 Finalise with Signatures and Witnesses

Ensure all parties sign the agreement and witnesses are present.

Example Clause:
"Signed by the parties below in the presence of independent witnesses."

💡 Did You Know?
Signing the document as a deed is required for it to be legally binding in UK law.

Cross Option Agreement Checklist

✅ Shareholders identified.
✅ Triggering events specified.
✅ Valuation method outlined.
✅ Call and put options defined.
✅ Payment structure detailed.
✅ Insurance policies integrated.
✅ Tax considerations included.
✅ Share transfer process described.
✅ Confidentiality clauses added.
✅ Signatures and witnesses completed.

🔗 Download Your Cross Option Agreement Template

🌱 Practical Examples of Cross Option Agreements

🏛️ 1. Protecting a Family Business

Scenario:
A family-owned retail company uses a cross option agreement to preserve ownership across generations.

Key Terms:

  • Call and put options activated on death.
  • Annual share valuation required.
  • Life insurance policies held in trust.

Outcome:
The business stays in family hands, and the shareholder's family receives fair compensation.

🚀 2. Succession Planning for Start-Ups

Scenario:
A tech start-up with four co-founders creates a cross option agreement to plan for future events.

Key Terms:

  • Equal 25% shareholdings.
  • Fixed valuation method: EBITDA multiple.
  • Critical illness defined per insurance terms.

Outcome:
The founders gain peace of mind, knowing the business is protected.

💼 3. Business Growth and Shareholder Changes

Scenario:
A manufacturing company experiences rapid growth and needs to adjust ownership.

Key Terms:

  • Regular shareholder reviews.
  • Updated valuation clauses.
  • Flexible funding options.

Outcome:
The company smoothly transitions ownership to new investors.

Related Documents You May Need

📜 Shareholders’ Agreement

Defines roles, rights, and responsibilities of shareholders.

📝 Share Purchase Agreement

Outlines terms for buying and selling shares.

⚖️ Company Constitution

Ensures alignment with corporate rules.

🚀 Why Choose Go Legal AI?

  • 🧠 AI-Powered Document Creation: Draft cross option agreements in minutes.
  • 📜 5,000+ Lawyer-Drafted Templates: Updated for UK business law.
  • ⚖️ Award-Winning Legal AI Assistant: Instant legal insights on demand.
  • 🔔 Insolvency & Claims Tracker™: Monitor shareholder risks.
  • 🌐 Collaborative Platform: Create, sign, and store agreements securely.

🔗 Get Your Cross Option Agreement Template Now

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19-08-24

I utilised Go Legal and can only rate my experience with them as exceptional...

I utilised Go-Legal and can only rate Karim and his team as been exceptional.

Karim provided proper costings for our work which involved obtaining an Adjudication enforcement and winding up order against Apollo Builders Group Ltd director Syed Atif Ali.

Karim’s team were very successful and won all court cases. The company is now wound up.

Karim communicated well put in a plan to solve our legal issues and worked hard when our opponent attempted a number of deceitful acts to ruin proceedings.

I would advise going to go legal first before using other teams.

Jays

15-07-24

Karim the best solicitors I've ever seen before

Karim provided exceptional support during a challenging legal issue. His expertise, clear communication, and dedication led to a fantastic outcome. Highly recommend him for anyone needing a skilled and reliable lawyer.

Salah

15-08-24

Thanks so much Karim

Thanks so much Karim! Fast, quick and reliable as always!

Mimi

19-10-24

Easily accessible, very clear, very effective legal advice!

Karim gave me the most effective legal advice I have received in years, in a very clear manner. It is very obvious that Karim understood what I needed, and also knew exactly how to express these in ways that made perfect sense. I was able to make sensible decisions based on his advice. Karim and his Go legal team’s advice and tools being available to me at the right time mean that I can move my business forward efficiently, and with confidence.
I will definitely be using this service going forward!

Olayinka

30-05-24

Can I only give 5 stars?

Very quick first response ✅
Very quick offer of phone chat at a time to suit me ✅
Called when they said they would on a bank holiday ✅
Listened to the numerous issues ✅
Invested over four hours in discussing the issues and my options ✅
Explained everything in ways this creative type could easily understand ✅
Gave clear advice – outlined how they could help and suggested a DIY step I could take immediately ✅✅✅
Thanks Karim!
Can I only give 5 stars!

Ian

02-04-24

Exceptional work from Karim!

Karim went above and beyond to help us settle a debt dispute with a UK company that hadn’t paid us. As an international business, Karim was tremendously helpful and available to us throughout the process, even with time zone differences across our offices. We really appreciated the extended effort he took to tailor our needs! I very much look forward to working with him again and couldn’t recommend Go Legal more. Thanks so much again Karim!

Kaela

09-12-23

Highly Recommended Karim at Go Legal Ai

After months of struggling with a rather shady company and getting nowhere, I was recommended to speak with Karim at Go Legal. He was incredibly reassuring, listened to my complaint attentively, and clearly presented my options. Within a few weeks of negotiations with the opposing lawyer, Karim was able to secure a fantastic settlement for me. I was over the moon! He is calm, reassuring, and responsive. I highly recommend Karim at Go Legal to anyone in need of a good lawyer.

Lee

28-06-24

Karim thinks outside the box

Karim thinks outside the box. He has knowledge, experience and common sense. His main concern is the outcome for his client, rather than what others think the outcome should be. He challenges the status quo and gets the results.

Galina

30-05-2024

Best Lawyer Team!

I cannot speak highly enough of Karim and his team. Their dedication to their clients and attention to detail are truly remarkable. From start to finish, they demonstrated professionalism, expertise, and a genuine commitment to achieving the best possible outcome for my legal needs. I have worked with many lawyers in the past, but none have compared to the level of service and expertise provided by Karim and his team. If you’re looking for the best lawyers around, look no further. I wholeheartedly recommend them to anyone in need of legal assistance.

Digilency

26-05-2024

Honest, Transparent, Knowledgeable...

Karim sounded out my case as a free consult. I was extremely grateful to him for his honesty, integrity and wealth of knowledge. Highly recommend.

Digilency

23-08-2024

Recently had the opportunity to use Go Legal Ai

Recently had the opportunity to work with Karim and I can say that my time was worth it. Karim is someone who takes care of things instantly with constant attention to detail and perfection and the right person to work with in legal matters

Derin

12-07-2024

Amazing DIY legal platform

Karim, is personable and professional. He has a real desire to deliver the best outcome for your case. His attention to detail is next to none and constantly keeps you in the loop as a client. I trust his judgement and can’t recommend his services enough as a legal professional. You are in safe hands.

Jason

17-01-2024

Excellent Service

I have known Karim for many years and his work ethic and professionalism is excellent, similalrly throughout the team he has selected around him. His passion for his work is clear from all interactions with him and he transmits this through the quality of his work.

J A

07-07-2024

Excellent Service

Excellent service, esp from Atty Zareen. My husband’s visa was granted because of her hard work. She is very focused and gives regular updates.
I would use their service again.

Joel

21-06-2024

Karim and Aashma at Go Legal Ai

Karim and Aashma were brilliant in the way they advised us on the process during a difficult and stressful time. I can’t thank them enough for they help on the legal matter.

Darren

06-08-2024

Great work by Karim

Top of the line work done and executed by Karim. He has went out of his way in helping me settling down a lot of things in the UK. He has been helpful to us in many ways and really appreciate the effort done by him. Thank you very much, will be looking forward to get in touch again whenever there’s a legal work required. Highly Recommended firm

Darren

10-12-2023

I loved Go Legal Ai because I felt I could...

I loved Go Legal because I felt I could deposit my trust on them and they guided me through all the possibilities and process. Feeling informed made the journey more relaxed. They are very professional, empathetic and human! A rare combination nowadays. Thanks for your great work! I highly recommend.

Irina

09-01-2024

Karim's expertise and tutelage

Karim, with his sound experience in settling complex disputes, supervising that the agreements are right for you and most importantly analysing legal documents to know if you have a foot to stand on in your pursuit for justice and holding a strong case. I couldn’t recommend a more better person to help you with your needs.
Go-Legal is the way to go!

Calvin

08-12-2023

Unrivalled experience

Incredible service! He’s meticulous and most importantly doesn’t leave any stone unturned. His wealth of knowledge and experience gave me assurance and peace of mind when going through our litigation process and Karim was swift in his process from start to finish. His personable approach has made it a truly unrivalled experience!

Jay

11-05-2024

First Solicitor Firm I feel I can trust

For the first time in the last 7 years I spoke to a professional who WAS LISTENING to me so to best understand – in the short time available – what is going on and why I need to take my ex-solicitor to court.
It would feel right to have GoLegal help me with the professional negligence case, if time limitations allow to do so. Pity I did not speak to this Firm, months ago. Wow, they know what they are doing…
Conversation ended on such a positive note, thank you K. from GoLegal, thank you very much.

meS P

21-02-2024

Highly recommend Karim and his team

Highly recommend Karim and his team. It is our second time using Go Legal and we are very pleased with the result and service which continues to surpass expectations. Brilliant!

Sean

24-06-2024

I highly recommend Karim and his team!

I highly recommend Karim and his team!! I cannot recommend him highly enough. In all my years haven’t come across a better or more knowledgeable lawyer. We are grateful for his assistance and compassion.

Mesfin

23-02-2024

Karim and his team went above my expectations...

Karim and his team went above my expectations. He us diligent, sympathetic and most of all knowledgeable. His approach is very thorough and I would not hesitate to recommend him. Thank you Karim!

Miria

30-05-2024

Excellent all round

I recieved a free consultation call bang on the time agreed, from Karim, who was friendly and very professional. He listened well to all had to say, and though he couldn’t assist in this case has advised me and even sent me a link after to alternative help. Thank you Karim. A great appreciated service all round

Hannah

18-01-2024

Highly recommended for exceptional service

Karim and his team are very helpful. I mostly liked the free consultation service they offered. It helped me a lot to understand what I needed. I contacted them for immigration service and they provided an exceptional solution.

Iftekhar

09-05-2024

Karim provided a great service...

Karim provided a great service and allowed me to understand the process much more. All cases have a tremendous amount of moving parts which were well explained. Recommended.

DPM Construction

18-06-2024

Karim is very knowledgeable in his field. Great Platform

Karim is very knowledgeable in his field, gives great advice and most importantly is very easy to communicate with.

Speaking with some solicitors can be an intimidating process but Karim’s easy going approach is a breath of fresh air.

Highly recommended!

M S

02-06-2024

Excellent experience with Karim at Go Legal Ai

Excellent experience with Karim.
He was very helpful, polite and an excellent communicator. He is competent and professional
and responded always very quickly to our questions.
We highly recommend Karim.

RS

30-09-2024

Right from the start I knew we were in safe hands with Go Legal Ai

Right from the start I knew we were in safe hands, we had a consultation with Karim and discussed our case with him. We were given a clear strategy at the outset and everything panned out as he predicted. I cannot recommend Karim enough for any legal matter.

Sam

09-01-2024

Karim helped us resolve a commercial dispute...You're in safe hands

Karim helped us resolve a commercial dispute. I would highly recommend him. He’s very competent and caring throughout the process. And involved us in the decision making to get a successful outcome. You’re in safe hands.

May

08-12-2023

Best legal platform for all your legal needs

We have used several lawyers over the years Karim has been the best! He is passionate and has genuine intention to help clients get the best outcome. Always available for us whenever we need his help

Yousuf

08-12-2023

Excellent platform

Many thanks for your excellent work on my behalf, I extremely appreciate your help. You were so thorough, persistent, fair and transparent. I shall always say, I had the best possible solicitor to fight my cause. Thank you!

Evgenia

09-12-2023

Excellent legal support and advice

Karim has assisted in commercial ligitation. He was very helpful, pro active support and gave detsiled advice. I will be using their services in the future for all of my legal requirements.

Asim

24-05-2024

Grateful for an amazing DIY legal platform

We are grateful to Karim who helped our small business recover a debt within a few weeks. Very attentive even outside of normal working hours. Thank you so much!!

Gazi

26-01-2024

Impressive and exceptional service

I recently had the pleasure of working with Karim from Go Legal, and I am beyond impressed with the exceptional service I received. From the very first consultation, it was clear that Karim is deeply knowledgeable and genuinely invested in understanding every aspect of my case. His compassion and dedication to his clients are truly unparalleled.

If you’re looking for a legal firm that combines expertise with a personal touch, look no further than Go Legal. Karim and his team are truly a standout in their field, and I wholeheartedly recommend them to anyone in need of legal assistance. Their dedication to their clients’ well-being and their unwavering pursuit of justice make them an invaluable ally in any legal matter.

Raj

09-07-2024

Professional and very friendly legal platform

Karim, is very friendly and professional. We reached out for advice and process for what we believed was a contract breach issue.

Karim demonstrated a great understanding of contract law and provided invaluable guidance every step of the way – from our initial consultation to the resolution of the matter,

They took the time to thoroughly review the details of my case, patiently answered all of my questions, and provided clear and concise explanations of my options.

Thanks to their expertise, the contract breach issue was resolved efficiently and favourably.

I wholeheartedly recommend Karim to anyone in need of legal assistance. Their professionalism, expertise, and genuine care for their clients truly set them apart. If you’re facing a contract breach or any other legal challenge, look no further.

Samantha

15-04-2024

Honestly the best solicitors

Karim and his team are a god send. We have been dealing with a breach of contract construction dispute for several months which has caused us stress and anxiety. Karim was able to resolve it for us in a few weeks. Honestly the best lawyers I have come across. Diligent and well thought out advice.

Dominic

15-04-2024

Excellent all round!!!

Karim Oualnan at handled a contractual case to a successful resolution. Karim was diligent, always providing great, honest advice in which Karim always put my best interests at the forefront of his suggestions during the case. He is very reliable, trustworthy and always on hand to help. I would highly recommend Karim and look forward to working with him again in future.

Derrick

15-01-2024

Karim is a standout lawyer!

Karim is a standout lawyer! His approach is very strategic and always has the best intentions of the client in mind throughout. I would highly recommend him if you’re looking for a lawyer. You’re in safe hands!

Ceren O.

09-01-2024

Karim is an incredibly meticulous and astute lawyer!

Karim is an incredibly meticulous and astute lawyer who applies a high level of skill and intelligence to his work. There is no one else that I can think of who I would go to solve a commercial dispute due to his ability of solve problems and see the commercial angle and importance of legal issues. As is evidenced by his career so far he is very comfortable with leading on complex matters and you can trust that he will produce an excellent quality of work. He is also incredibly personable, diligent and hard-working.

Ross

13-12-2023

Karim was amazing

Karim was amazing, quick and effective just what you need. Very professional and makes it easy for you to understand everything. Always there when we need help and times of need. Worth every single penny!

Ant

09-05-2024

Absolutely super service and platform!

I received follow up legal advice from Karim that was extremely helpful and really helped me to clarify my situation and decide on my case progression

Absolutely super service.

Paul

09-07-2024

Very reactive and called within minutes. Great platform

Very reactive and called within minutes. Offered us lots of great advice which he didn’t need to offer up for free. Would recommend

Sonny

19-02-2024

Highly recommended

I have known Karim for several years and have nothing but praise for the way he conducts himself professionally. He is an outstanding Litigation Solicitor dedicated to achieving the best solutions for his clients. He is highly recommended

Khurshid

04-07-2024

Great Advice!

I recently worked with Karim at GoLegal and couldn’t be more pleased with the service I received. He provided exceptional advice regarding trademarks and offered valuable business insights. His expertise and thoroughness were evident in every interaction. I highly recommend Karim and GoLegal for anyone seeking professional and insightful legal guidance.

Kyle

30-05-2024

Professional, highly recommended

Thank you so much Karim for your Legal advice
Professional, friendly and helpful
I cannot be more grateful

Highly recommended

Angie Jo Fitness

17-01-2024

Legal Advice

It was astounding how much legal knowledge and experience Karim and the team possessed. They gave good legal advice and handled complicated legal matters with ease. Their handling of delicate situations with professionalism was admirable.

Jabel

26-05-2024

Go Legal Ai

Go-legal Ai has very professional and well mannered people who work hard to make sure your enquiries are dealt with as soon as possible.

Mar

20-02-2024

Second to none - Amazing!

Having spoken to multiple solicitors in the past few weeks I was at wit’s end, I was just as low as could be until I found Karim who gave me the confidence to keep going, his knowledge of my predicament was second to none.

James

19-06-2024

Karim gave me valuable advice and was very helpful

Karim gave me valuable advice and was very helpful
when i was unsure weather to pursue a claim for a Construction contractual dispute.

Jon

28-05-2024

Amazing service and experienced staff at Go Legal Ai

Amazing service and experienced staff. Help and advice was top quality and especially recommend Karim as giving a level of quality service above expectations. Thank you

Abdul

04-07-2024

Amazing service

Amazing service! He’s thorough and ensures no detail is overlooked. With his extensive expertise, he provided me with confidence and reassurance during our legal proceedings. Karim was efficient from beginning to end, and his friendly demeanor made it an unparalleled experience!

Zubair

12-05-2024

Karim was able to offer us some great advice

Karim was able to offer us some great advice in consultation. Very knowledgeable and considerate. Thank you Karim.

Sophie R

23-03-2024

Highly recommended lawyers

I highly recommend Karim as a commercial solicitor. While he worked on my matter, I was extremely impressed with his expertise, professionalism, and client-focused approach. He is a trusted advisor who will provide you with the expert legal advice you need to make informed decisions.

Remi

12-12-2023

Amazing in every way

I recently sought legal representation for a challenging litigation case and go-legal exceeded my expectations in every way. From the initial consultation, it was clear they were experienced and truly invested in getting the best outcome for me.

Karim, was particularly exceptional. His profound knowledge of the law and insightful strategies were invaluable throughout the process. He kept me informed, addressed all my concerns with patience and clarity, and consistently demonstrated genuineness.

Another massive thank you

SB

08-01-2024

5 stars!!

Karim and his team have been excellent in helping our company navigate the regulatory environment in the online competitions and gaming sector. His legal expertise has been invaluable in recent months, and we’re extremely grateful for his knowledge and support.

Liam

16-08-2024

Thanks from core of my heart!

I am writing to express my deepest gratitude for the service Ms.Zareen provided in securing the approval of my child’s Dependent visa following the initial refusal.

From the very beginning, her dedication and professionalism were evident. She took the time to thoroughly understand our situation, meticulously reviewed all the documents, and provided clear, concise guidance on the necessary steps to strengthen our case. Her expertise and strategic approach played a vital role in overturning the refusal.

I particularly appreciate how she maintained clear and constant communication, ensuring we were informed and reassured throughout the process ,showed remarkable attention in preparing our documents & displayed genuine compassion and understanding, which made a stressful situation much more manageable.

Thanks for her hard work and expertise.
We are incredibly grateful for the positive outcome.
Her efforts have had a profound impact on our lives, and we cannot thank you enough.
I will wholeheartedly recommend the services to anyone in need of immigration assistance, knowing they will be in the best hands.

Shah

04-08-2024

Thanks from core of my heart!

I am writing to express my deepest gratitude for the service Ms.Zareen provided in securing the approval of my child’s Dependent visa following the initial refusal.

From the very beginning, her dedication and professionalism were evident. She took the time to thoroughly understand our situation, meticulously reviewed all the documents, and provided clear, concise guidance on the necessary steps to strengthen our case. Her expertise and strategic approach played a vital role in overturning the refusal.

I particularly appreciate how she maintained clear and constant communication, ensuring we were informed and reassured throughout the process ,showed remarkable attention in preparing our documents & displayed genuine compassion and understanding, which made a stressful situation much more manageable.

Thanks for her hard work and expertise.
We are incredibly grateful for the positive outcome.
Her efforts have had a profound impact on our lives, and we cannot thank you enough.
I will wholeheartedly recommend the services to anyone in need of immigration assistance, knowing they will be in the best hands.

Shah

04-08-2024

Went above and beyond

Karim was easy to work with. Slight communication hiccup at the start, but more than made up for it with the work he did on my case. Happy with the outcome.

Jake

04-06-2024

Absolutely amazing

Karim has been so so great, he helped me throughout the whole process and even after. 100% recommended

Kd

17-06-2024

Karim has been absolutely amazing

Karim has been absolutely amazing, really helpful and responses were always really fast. I would 100% go back!

Kd

01-03-2024

Exceptional legal expertise and compassionate support

I am extremely pleased with the legal services provided by Karim and his team. Their expertise, professionalism, and prompt communication made a significant difference in my case. I also appreciated your display of empathy and understanding during a potentially stressful period for me. Your compassionate approach was truly valuable – a massive bonus for me personally. Highly recommended!

Justin

09-12-2023

Karim provided exceptional service

Karim provided exceptional service, demonstrating a high level of professionalism and competence. He was thorough, responsive, and always ensured that my needs were met promptly and efficiently. His expertise and attention to detail were evident in every interaction, making the entire process smooth and stress-free. I highly recommend Karim for his outstanding service and dedication to excellence.

TW

01-06-2024

Karim is an immaculate professional

Karim is an immaculate professional, going above and beyond to excel in his service. Couldn’t recommend highly enough!

Aman

11-12-2023

Exceptional service from Go Legal Ai

Karim was exceptional at providing me advice to my matters. He was attentive, knowledgeable and approachable. Moreover, GoLegal is a great platform for open-sourced legal information.

Antonio

30-04-2024

Go Legal Ai helped me a lot!

The owner of Go Legal helped me with the process of filing a pre-action protocol proforma and it went smoothly. I totally recommend their professionalism and also dedication.

Muizz

08-12-2023

Karim is an amazing asset to have in your corner

Karim is an amazing asset to have in your corner. Can’t recommend him and his team enough

Thomas

03-06-2024

Karim was extremely helpful and knowledgeable!

Karim was extremely helpful and knowledgeable.
Gave me sound advice on what I needed to do.

Steve

19-01-2024

Very helpful and informative

Very helpful and informative. Takes the time to address the details

Gotch

19-07-2024

Very helpful and friendly platform...

Very helpful and friendly impartial advice. Extremely thankful for the patience and time.

Louis

31-01-2024

Karim had exceptional dedication

Karim had exceptional dedication, a positive attitude and provided very helpful guidance. He constantly went above and beyond in every aspect.

Andre

08-12-2023

Great advice from the start

Great advice from the start, completely understanding & happy to discuss anything that your unsure about concerning

Robert

16-01-2024

Fantastic service given and a lot of help

Fantastic Service given and alot of help regarding ex business partner/supplier giving harassment and defamation. A cease and desist letter was recommended to resolve the issues. Definitely recommended.

Nick

17-06-2024

Exceptional platform and service throughout!

Exceptional service throughout the whole process. The information and advice provided was first class and exceeded my expectations.

Gavin

17-06-2024

I am delighted to share my heartfelt gratitude!

I am delighted to share my heartfelt gratitude and utmost appreciation for Zareen, the immigration consultant who expertly guided us through the British naturalisation process for my wife and two kids. From start to finish, Zareen’s exceptional service and unwavering confidence made an enormous difference in our journey.

Zareen’s expertise and professionalism were evident from our very first meeting. She thoroughly understood the complexities of our case and approached each challenge with a calm and positive demeanor. Her extensive knowledge of the naturalisation process and her ability to anticipate and address potential issues reassured us every step of the way.

What truly set Zareen apart was her constant communication and feedback. She kept us informed about the progress of our application, providing timely updates and constructive insights that helped us stay on track. Her positive attitude and encouraging words were a source of comfort, especially during moments of uncertainty.

Zareen’s dedication and meticulous attention to detail ensured that all our documentation was accurate and complete. Her proactive approach in preparing and submitting our application demonstrated her commitment to achieving the best possible outcome for our family.

Thanks to Zareen’s exceptional guidance, we successfully obtained British naturalisation for my wife and two kids. Her professionalism, confidence, and unwavering support made an otherwise daunting process smooth and stress-free. I wholeheartedly recommend Zareen to anyone seeking an immigration consultant who genuinely cares about her clients and delivers outstanding results.

Thank you, Zareen, for your outstanding service and for helping our family achieve this significant milestone. We are forever grateful for your expertise and support.

Aziz

09-07-2024

Professional and reliable

Karim is knowledgeable and very attentive in all details ensuring the process goes smoothly and transparent, Also very professional and reliable, throughout the process making it easier and more prompt, I definitely recommend it 🌟🌟🌟🌟🌟🌟

Rosana

17-05-2024

Excellent to have warm personable help!

Excellent to have warm personable assistance

Clare

16-10-2024

Thank you for the help!

Would highly recommend for drafting any contractual documents. Stand out firm

Ash

08-12-2023

Exceptional!!

Called in for information regarding my dissertation on civil law and was kindly provided with very useful information.

Ella

05-05-2024

Thank you Go Legal Ai!

Since I was in need of a lawyer, Karim was my go to. He was really listening to me and I felt heard. Thanks for your help

S D

02-03-2024

Great Platform!

karim gave me a call back and gave me advice on what I should do. Thank you

A Khan

12-03-2024

Very helpful!

Very helpful! Thanks Karim

MJ

26-06-2024

Free Consultation!

He listened and provided very good advise

Sola

04-07-2024

Recovered money for dispute

Great platform. Thank you Go Legal Ai

Maria

08-08-2024

Very caring and professional company

Very caring and professional company…

LJohn

12-05-2024

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